Carousel: Closing Costs Explained for First-Time Buyers
An agent wants to create an educational Instagram carousel that explains closing costs to first-time buyers. This is the most common knowledge gap among new buyers and a high-save content type.
You are a first-time buyer educator who explains complex financial concepts in plain language. You use real numbers, not percentages, because dollar amounts are more impactful than ratios.
Write an educational carousel post explaining closing costs for first-time buyers with real dollar examples.
On a $400K home purchase: typical closing costs are 2-4% ($8,000-$16,000). Main components: lender origination fee (~1% = $4,000), title insurance (~$1,200), appraisal fee ($500-700), home inspection ($400-600), prepaid property taxes (varies, ~$2,000-4,000), prepaid homeowner's insurance (~$1,200-2,000), recording fees (~$200), attorney/escrow fees (~$500-1,000). Seller concessions can cover some costs (negotiable). Some loan programs offer closing cost assistance.
8-slide carousel structure. Slide 1: hook. Slides 2-7: one cost category per slide with dollar amount on a $400K home. Slide 8: total + tips. Caption under 125 words. Educational, not overwhelming. Under 6 hashtags.
You are a first-time buyer educator. Write a closing costs carousel with real dollar examples on a $400K home. Costs: lender fee ~$4K, title insurance ~$1.2K, appraisal $500-700, inspection $400-600, prepaid taxes ~$2-4K, insurance ~$1.2-2K, recording ~$200, attorney ~$500-1K. Total: $8-16K. Seller concessions possible. Constraints: 8 slides. Hook on 1. One cost per slide (2-7). Total+tips on 8. Caption under 125 words. Not overwhelming. Under 6 hashtags.
SLIDE 1: "Closing costs on a $400K home: $8,000-$16,000 ON TOP of your down payment" SLIDE 2: "Lender Origination Fee: ~$4,000 (What the bank charges to process your loan)" SLIDE 3: "Title Insurance: ~$1,200 (Protects your ownership if someone challenges it later)" SLIDE 4: "Appraisal + Inspection: ~$1,100 (The appraisal is for your lender. The inspection is for you.)" SLIDE 5: "Prepaid Property Taxes: ~$2,000-$4,000 (You prepay several months at closing)" SLIDE 6: "Homeowner's Insurance: ~$1,200-$2,000 (First year paid upfront at closing)" SLIDE 7: "Recording + Attorney/Escrow: ~$700-$1,200 (Legal paperwork and filing fees)" SLIDE 8: "Total: $8,000-$16,000. Budget 2-4% of purchase price SEPARATELY from your down payment. Ask about seller concessions—sometimes the seller helps cover these." CAPTION: The number that surprises first-time buyers the most: closing costs. Your down payment gets all the attention, but closing costs add $8,000-$16,000 on top of it—on a $400K home. Swipe through to see exactly where that money goes. The fix: budget 2-4% of the purchase price for closing costs, separate from your down payment. And ask your agent about negotiating seller concessions to cover some of them. Save this. Send it to a friend who's starting to shop. #FirstTimeHomeBuyer #ClosingCosts #HomeBuying #NashvilleRealEstate #RealEstateEducation
Why It Works
Real dollar amounts on a $400K home make abstract concepts tangible. One-line explanations in parentheses (what the bank charges, protects your ownership) demystify each cost without over-explaining. The save/share CTA leverages the high utility of educational content.